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The Acorns Investing App Review – Does It Really Work?

I feel compelled to share the Acorns investing app review. The owners say that it offers opportunities to make money, and we will see if the claims are genuine.

This review will give you a general overview of the Acorns platform to help you understand what it is and how it works.

I will describe the different make-money opportunities it offers and examine if you can use them to earn a decent income.

We will also see if this platform is worth joining or if you would do better to look for other ways to make money online. 

The General Overview

  • The Name: Acorns Company.
  • Owners: Acorns Advisers, LLC.
  • Date of creation: 2012.
  • Headquarters: Irvine, California, United States.
  • Productd: Investment opportunities.
  • The Cost: $3 or $5 per month.
  • Customer Rating: 9.2 out of 10.

What Is Acorns Apps?

World-class investors put their knowledge together in 2012 to create the Acorns, which is currently headquartered in Irvine, California, United States.

This online investing platform’s mission is to help individuals like you and me invest little money, leading to significant profits over time.

Acorns’experts in finance is constantly chasing the best micro-investment opportunities.

They will provide you with the best financial education on making savings and investing them in good money-making opportunities.

Every individual can grow wealth provided that he has good guidance, some money to invest, and patience. 

Statistics from Fortune Impact 20 show that this platform has more than 8.2 million customers across the United States and manages over $3 billion.  

However, please don’t misinterpret me because this platform is not a get-rich scheme. 

How Does Acorns App Work?

This platform offers five core financial products:

Acorns Investment Account

You must first register for the Acorns Round-Ups feature to take advantage of this opportunity.

It will enable you to invest the little spare change money saved from your daily purchases. 

This platform has diversified ETF portfolios in which it will automatically invest your spare change.

Many of you will tell me that this is not a huge investment, but it can provide a good ROI over time.

This company’s experts recommend investing at least $3 per month in their diversified portfolios, especially if you have patience and long-term money-making goals.

Three dollars a month is money you don’t usually need for the big spending.

You can continually invest this money month after month without impacting your financial situation negatively.

This investment can grow over time without you thinking about it.

Acorns also offer recurring investment opportunities of at least $5 daily, weekly, or monthly depending on what yiu can afford to invest.

This platform will also provide you with financial literacy on how to grow your small investments and earn significant income over time. 

I also recommend reading this review of the best stock trading platforms if these types of opportunities interest you. 

Acorns investing app

Acorns Later

This product is for people who want to invest today for their retirement days.

It can complement your revenue when you retire from your current job.

The days when most people could count on the money they will regularly receive when they retire from employment are over.

Your Individual Retirement Account (IRA) can not be enough to enable you to live the life you deserve.

You should take the bull by the horns today and save for your old days.

Acorns is a good investment platform that will enable you to put a little money aside monthly.

You can now open an IRA portfolio, set recurring contributions of as little as $3 or $5 per month, and let your portfolio grows until you retire.

Acorns Earn

This opportunity is for people who want to earn extra cash by shopping in various stores.

The owners of Acorns work closely with more than 350 big brands such as Apple, Blue-apron, Expedia, Groupon, Kohl-s, etc.

To take advantage of this opportunity, you must download the Acorns free Chrome Extension and use it every time you shop.

Acorns also allow jobs seekers to make money when they find new jobs.

It has a database of millions of part-time, full-time, and remote jobs that you can explore as you wish.

The more money you will earn, the more you will put aside and invest in the opportunities offered by this platform.

Acorns Early

You can open these accounts for your children and start investing on their behalf to prepare for their better future.

You will make the recurring payments of $5 on a daily, weekly, or monthly basis, depending on the frequency you can afford to save and invest.

These UTMA / UGMA saving accounts will be transferrable to your child or children when they grow and help them in various things, including studies.

You can contact the owners of Acorns if you want to learn more about this product or have any other questions.

Acorns Checking Account

  • The checking account is the final product offered by this platform.
  • You will manage your checking, retirement, and investment funds through the Acorns app.
  • The owners of this platform promise to give you a heavy metal debit card engraved with your signature.
  • You will use this card to invest or withdraw your money in more than 55,000 ATMs in and out of the United States without incurring any fee.

The Acorns App Pricing

There are two pricing options to choose from:


You will pay $3 per month if you choose this option. Depending on your long-term investment vision, it includes the spare change Round-Ups investment, retirement, and checking.

Acorns will also offer you a bonus and financial literacy of made od hundreds of articles from finance experts to teach you how to grow your investment portfolios.


This investment option costs $5 a month. It is mainly designed for kids, but you can also use it for your checking account and personal investment.

I will not go into these investments because I have already described them in the previous sections.

You can use the link under this image to choose a plan suitable for your particular needs and get started. 

Acorns checking

Is The Acorns Investment App a Scam?

Not at all; more than 8.2 million customers all over the United States use this platform to make savings and leverage different investment opportunities it offers.

The gathered data shows that it manages more than $3 billion, which is considerable and a sign of people’s trust in the people behind Acorns.

It will help you invest wisely the little money saved when you do your daily shopping.

I also like that this platform has a database where job seekers can find part-time, full-time, or remote jobs.

However, don’t dream that Acorns will help you become wealthy overnight because you will be investing little money. 

It is a long-term investment strategy, and only patient people will rip the fruit over time.

I also advise you to read this post that answers whether you can make a passive income with stocks. 

I wrote this review a few months ago, and many visitors have found it helpful.

The Acorns Investing app review ends here, and I thank you for reading it. 

You can ask questions or comment at the bottom of this page. I will ensure to get back to you as soon as possible.

4 thoughts on “The Acorns Investing App Review – Does It Really Work?”

  1. I appreciate your informative and honest opinion about the Acorns app. Many people steer others in the wrong ways when it comes to findings these types of money-making opportunities, but I find this reveiw genuine, truthful, and I appreciate that very much.

    It is good to learn that so many millions of people in the US use the Acorns investing app and that it manages more than three billion dollars.

    Thank you for sharing such an informative article.

  2. After reading this review, I find that the Acorns investment app is suitable for people who want to save money for the future, both for themselves and their children.

    I am also grateful that it can assist someone in obtaining part-time or full-time employment and that it has been around for a while.

    Millions of people use this platform, and I think that they can’t all be wrong. I will, too, open an account soon.

    Thanks for the post.


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